Tra mancato guadagno e perdite realizzate chi ha conferito ai the severance pay fund has lost 6%.
funds that invest in the equity products have also lost more than 10%.
In nine months the largest category of funds managed by firms and eyelashes, CISL and UIL, have lost an average of 3%, and severance pay in the company was revalued by 3%. Between lost profits and losses realized who gave to the severance pay fund has lost 6%.
In the more aggressive funds investing also on equity products, in nine months have lost more than 10%. For example Fonchim Growth loses 14.78%, the Comet Growth 9.89% 12.42% Fondoenergia dynamic, the Cooperlavoro 10.88% Previcooper Dynamics 11, 29%, the Dynamic Gommaplastica 14.60% .
E’ utile ricordare che i sostenitori dei fondi considerano la linea di investimento su azioni come la più adatta per incrementare i versamenti! Le linee più prudenti e conservative rendono sempre poco e quasi sempre meno del tfr,
La crisi dei mercati finanziari travolge anche i fondi pensione aperti. Infatti su 353 linee di fondi pensione aperti con almeno 1 anno di vita, più della metà, 218 linee, pari al 62% del totale, ha fatto registrare rendimenti negativi. Ma il dato più allarmante è che nello stesso arco temporale, ben 120 comparti, pari al 34%, ha segnato dei rendimenti negativi a doppia cifra.
Esempio:Alleanza Almeglio Azionario 34,29%, Allianz Ras Insieme Linea Dinamica 30,43%, Understanding Security Revaluation Equity Line PS 29.76%. These figures refer to the first two weeks of October. Even the existing funds in 1993 have suffered the same fate.
The explosion of the financial crisis and the collapse of stock values \u200b\u200bhave made it clear to everyone that the transfer of the TFR to pension funds there is only a risk to the workers 'wages and a strong gain, regardless of the surrender of' investment for the operators, banks and speculators who have the ability to "play" with the workers' money.
Wisely, the vast majority of workers, as proposed by the Cub continues to hold the Tfr in the company. The loss of workers that have subscribed to the funds in Italy as heavy and important, do not have an immediate impact on the level of pension.
The global financial crisis is eating away at retirees Mexicans and Mexican Americans
retirees instead strikes the global financial crisis and the country's pension funds have lost almost a billion dollars in just two months, September and October. The average losses recorded by pension funds in the United States in the first nine months of the year were 14.8%, according to the Financial Times. And the trend is not going to improve in ottobre.Il Californian fund CalPERS, one of the largest in the United States, showed a less than 20% in the period from 1 July to 20 October this year.
A crisis is worrying investors and local administrators and the federal government, as pension funds, the United States, encompassing a total of 2700 funds for a collection of 1.4 trillion dollars invested by 21 million lavoratori.Il result is that To date, nearly 40% of the funds in question are considered Underfunded, "that is not able to pay the pensions promised to employees:
As it happens, must understand the importance of relaunching the public welfare as a single instrument, universal for the maintenance of their income before retirement and claim for workers enrolled in closed-end funds, the right (now denied) to withdrawal and to halt the payments and request refunds.
Milan 12/11/2008 A study by the office Cub
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